Family Budget Planner: Budget vs Actual Spreadsheet
Plan your household budget once, then log what you actually earn and spend each month. Up to 50 income and spending lines sit in 12 groups (housing, bills, food, transport, children, savings and more). Pick a month on the dashboard to see income, spending, savings, money left over and your savings rate, budget against actual, for that month and for the year to date. A monthly review sheet shows the variance for every category in green or red, and two charts show where the money goes. Yellow cells are for your inputs and formulas are locked so nothing breaks. The example family data clears easily. It works in any currency.
Created with AI assistance. Not financial advice; for general information and planning only. It is not debt, investment, pension or tax advice, and no saving, payoff, return or retirement result is guaranteed. Results are estimates based on your own inputs; assumed rates are editable and illustrative. Calculators and figures are an illustration only, not financial advice; returns are not guaranteed. For free UK debt help: MoneyHelper, StepChange, National Debtline, Citizens Advice (named for information only; Fernbrook Guides is not affiliated with or endorsed by them). Excel is a trademark of Microsoft Corporation; Google Sheets is a trademark of Google LLC; Fernbrook Guides is not affiliated with either. Price includes VAT where applicable (collected by Lemon Squeezy, our merchant of record). Refunds: email teamaijjgroup@gmail.com within 14 days of purchase for a full refund; if a file is faulty, we fix it, replace it or refund you; your legal rights are not affected. Personal use only.