Debt Payoff Snowball Planner
See when you could be debt-free. Enter up to 10 debts with their balance, APR and minimum payment, plus the total you can pay each month. Choose Snowball (smallest balance first) or Avalanche (highest rate first). The spreadsheet sets the payoff order, builds a month-by-month plan for up to 30 years that rolls freed-up payments onto the next debt, and shows the payoff month for each debt, your debt-free date, the total interest and a chart. Interest is an estimate (APR/12). Excel; also opens in Google Sheets.
Inside
- Up to 10 debts
- Snowball or Avalanche order
- Month-by-month plan up to 30 years
- Debt-free date, total interest and chart
Planning aid and general education only; not financial advice, and no particular outcome is promised. Created with AI assistance. Price includes VAT where applicable (collected by Lemon Squeezy, our merchant of record). Refunds: email teamaijjgroup@gmail.com within 14 days of purchase for a full refund; your legal rights are not affected. Personal use only.